Terms of Use

This publication is provided to you free of charge to assist you in growing your business.  Neither the author, copyright holder, nor the publisher makes any specific promises of results.  Neither do they assume any responsibility for errors, omissions, or contrary interpretations of the matter within the publication.

User assumes all responsibility for using this report and agrees to use it in accordance with all local, state, and federal laws or regulations.  All users are advised to retain competent counsel to determine what laws and regulations may apply to its use.  Adherence to all applicable laws and regulations, federal, state and local, governing professional licensing, business practices, advertising, and all other aspects of doing business is the sole responsibility of the user.  User holds the author and publisher harmless for his/her use of this report.

Except for the addition of your branding information (company name, company logo, greeting, or message) ,all other information within the report shall remain unchanged (copyright, author's information, content, etc.).